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You could be a corporate personnel, a business owner or someone who has taken up a form of personal financing from the bank.

Naturally, you want to protect yourself and your loved ones from any liabilities should you suffer total permanent disability (TPD) or death . No worries! PRUsecure will protect you and your loved ones against any possible financial burdens if any one of the above mishaps befall you during the policy term.

Let PRUsecure protect your business and loved ones from unforeseen events.


  • Death/Total and Permanent Disability (TPD) Benefit/Total
    In the event of TPD before age 70 years (next birthday) or death anytime during the policy term, you or your loved ones will receive the basic sum assured or basic surrender value, whichever is higher.
  • Refund of Basic Premiums
    You can get up to 118%* of total basic premiums paid upon maturity of the policy!
  • ENHANCE your plan with ADDITIONAL supplementary benefits with PRUacci cover and PRUcrisis cover
    You can enhance your plan by adding protection against financial losses due to accidents or high medical bills incurred as a result of critical illnesses.

    * only applicable for 25 years coverage term and refund of premiums excludes the premium paid for supplementary benefits.
  • Flexibility in choosing the coverage and payment terms that best suit your financial commitments
    You are free to choose the coverage term that best suit your age and needs, to provide the necessary protection during the years when you have the most financial commitment. There are 3 coverage term options of 15-, 20- or 25-years, each with varying premium payment term of 10-, 15- and 20 years.

    Premium Paying Term / Coverage Term (years)
    Basic (PRUsecure)
    100% of SA will be payable
    Death and TPD (all causes)
    Return of Premium at maturity
    (% of premium)*
    (i)PRUacci cover Additional SA upon accidental death / TPD and disablement
    (ii)PRUcrisis cover Additonal SA upon diagnosed with critical illness.
    (Max entry age is 55)


  • Individuals between 17–60 years old next birthday can take up PRUsecure.



This is for your general information only. You are advised to visit any of our UOB branches and ask for a copy of Product Brochure, Product Disclosure Sheet and Sales Illustration before purchasing a plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.

Buying life insurance policy is a long-term financial commitment. You must choose the type of policy that best suits your personal circumstances. You should read and understand the insurance policy and discuss with our bank representative or contact the insurance company directly for more information.

The above plans are underwritten by Prudential Assurance Malaysia Berhad (107655-U). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is licensed under the Insurance Act (1996) and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.


More Information

  • Contact our 24-hour UOB Call Centre at:
    Kuala Lumpur +6 03-26128 121
    Penang +6 04-2401 121
    Johor Bahru +6 07-2881 121
    Kuching +6 082-287 121
    Kota Kinabalu +6 088-477 121
  • Email Us

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