PRUhorizon

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PRUhorizon lets you save with confidence and any potential upside from the underlying funds.

Guaranteed Cash Payouts (also known as ‘Survival Benefits’)

  • 5% of the Basic Sum Assured p.a., from end of Year 1 to 5, and 10% of the Basic Sum Assured p.a. from Year 6 onwards.
  • Choose either to receive cash payouts to help with your expenses or reinvest it for long term appreciation.
  • Option to change between these 2 options anytime!

 Potential upside through Bonuses

  • Compound Reversionary Bonus and Terminal Bonus, which are accumulated and paid as a lump sum upon maturity.
  • While not guaranteed, bonuses have historically been declared consistently. Please refer to the sales illustration for past performances.

Benefits

Opt for Basic Protection for simple coverage or choose Enhanced Protection benefits to ensure your loved ones will be taken care of.

l. Basic Protection
Death Benefit
Higher of Basic Sum Assured* + Bonuses Or Total Basic Paid To Date less Total Survival Benefit Paid To Date
Plus Any Accumulates Survival Benefits
ll. Enhanced Protection
Death Benefit
Higher of Basic Sum Assured* + Bonuses Or Total Basic Paid To Date less Total Survival Benefit Paid To Date
Plus Any Accumulates Survival Benefits
Plus PRUlegacy benefit and PRUterm benefits**

* Double the Sum Assured if Death / TPD occurs from Year 6 onwards
** Please see details on available riders under Your Supplementary Benefits for Enhanced Protection

PRUhorizon also pays double the Basic Sum Assured from Year 6 onwards should any unexpected event happens to the Life Assured, giving you additional peace of mind.

Eligibility

  • Available for individuals aged 1 – 60 years old
  • Minimum sum assured RM 20,000

Enrolment


Disclaimer

This is for your general information only. You are advised to visit any of our branches and ask for a copy of Product Brochure, Product Disclosure Sheet and Sales Illustration before purchasing a plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.

Buying life insurance policy is a long-term financial commitment. You must choose the type of policy that best suits your personal circumstances. You should read and understand the insurance policy and discuss with our bank representative or contact the insurance company directly for more information.

The above plans are underwritten by Prudential Assurance Malaysia Berhad (107655-U). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is licensed under the Insurance Act (1996) and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

 

More Information

  • Contact our 24-hour UOB Call Centre at:
    Kuala Lumpur +6 03-26128 121
    Penang +6 04-2401 121
    Johor Bahru +6 07-2881 121
    Kuching +6 082-287 121
    Kota Kinabalu +6 088-477 121
  • Email Us

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