Ideal Home Protection Plan

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Ideal Home Protection Plan protects the valuables that matters most to you in your house. Experience a peace of mind knowing that your home is covered with Ideal Home Protection Plan while you are at work or on vacation.


  • Furniture
  • Household goods
  • Electrical appliances
  • Kitchen equipment
  • Clothing
  • Personal effects and valuables
Comprehensive cover for 100% of Sum Insured (SI)
Fire, lightning, subterranean fire
Explosion (including explosion from domestic gas tank)
Water damage due to bursting or overflowing of domestic water pipe / tanks (Excess RM50.00)
Aircraft and other aerial devices and/or articles dropped therefrom
Impact damage caused by road vehicle
Riot, strike and malicious damage
Hurricane, cyclone, typhoon and windstorm *
Earthquake and volcanic eruption *
Subsidence and landslide **
Theft by forcible entry (Excess : 1% of SI or RM250, whichever lesser)
Domestic (stay-in) maid's clothing and personal belongings (except cash, currency notes, bank notes and stamps)
 * Excess : 1% of SI or RM200, whichever lesser
** Excess : 5% of SI or RM25,000, whichever is lesser
Damage to lock and key replacement Up to RM500
- due to theft by forcible entry
Up to RM2,000
Contents temporarily outside home
- contents temporarily removed but still
  remaining in the geographical area
Up to 15% of SI
Accidental breakage of plate glass
(other than hand mirrors)
Up to RM500 per piece any one accident
Fatal Injury
- fatal injury to insured in the private
  dwelling occasioned by outward and
  visible violence caused by thieves or
RM10,000 or half of SI (whichever lesser)
Rental losses Up to 10% of SI
Public liability
- liability of the insured to the public as
  an owner of the private dwelling in
  respect of bodily injury
Up to RM50,000

Plan Type Sum Insured (SI) Gross Premium Premium Payable(incl. Stamp duty RM10)
Plan 1 RM 30,000 RM 146.70 RM156.70
Plan 2 RM 50,000 RM 244.50 RM 254.60
Plan 3 RM 70,000 RM 342.30 RM352.30
Plan 4 RM __________
(RM 70,000 - 500,000)
RM __________
(SI x 0.489%)
RM __________
(SI x 0.489%) + RM10


Submit it with your payment at any of our branches. You may also pay via UOB Visa or MasterCard to enjoy more UNIRinggit rewards.

You may also refer to our branches for attractive promotions (while stocks last).


This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Uni.Asia General Insurance Berhad (16688-K). All claims and liabilities arising from the policies should be made with the company.


More Information

  • Contact our 24-hour UOB Call Centre at:
    Kuala Lumpur +6 03-26128 121
    Penang +6 04-2401 121
    Johor Bahru +6 07-2881 121
    Kuching +6 082-287 121
    Kota Kinabalu +6 088-477 121
  • Email Us

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